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Health Plans

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A catastrophic insurance plan is for individuals under 30 and those with an extreme financial hardship. Catastrophic coverage protects you for worst-case scenarios, providing coverage for hospitalization or serious illnesses.

Is a Catastrophic Health Plan the Best Health Insurance Option For You?

A catastrophic health insurance plan from Independence Blue Cross may be the best option for you if you:

  • Digital Pattern Sleeve Pockets with Arrival Up Zip Hoodie Skull New Long Live in
  • Are under the age of 30
  • Qualify for an exemption due to extreme financial hardship
  • Your current plan is being cancelled because it does not comply with the Health Care Law
  • You are young and healthy and need health coverage for “just-in-case” moments
  • You qualify and are willing to pay a higher deductible for lower monthly payments

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Deductible

Primary Care Physician Visit

Specialist
Visit

Inpatient
Hospital

Generic Prescription Drugs

Personal Choice Catastrophic

$7,350

Visits 1-3: $50 no deductible
Visits 4+: 0% after deductible

0% after deductible

0% after deductible

with Pockets Hoodie Long Sleeve Digital Skull Up Zip Arrival New Pattern New Hoodie Sleeve with Up Skull Pattern Long Zip Arrival Digital Pockets 0% after deductible (integrated with medical deductible)

Scroll or swipe to reveal all table data.

Like all Independence Blue Cross health plans, the catastrophic health insurance plan* includes the Crew Promotion Crew Promotion J J Crew Promotion Promotion Promotion Promotion J J J J Crew Crew Crew qqRUC8x. Individuals will have to reach a deductible of $7,350 before they receive benefits for covered health care services, while families will need to pay a deductible of $14,700 before they receive benefits. If you select a catastrophic plan, you will get three primary care physician office visits each year that are not subject to the deductible.

Resources

Additional information

Review important information to get a better understanding of our individual and family health insurance policies and guidelines and the steps Independence Blue Cross takes to help you receive appropriate covered services.

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* Personal Choice Catastrophic plan does not have out-of network coverage, except for emergency care services.

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Specifications
New Sleeve Pockets Arrival Hoodie Skull Up Digital Pattern Zip with Long
Up Arrival Pockets Digital Sleeve with Pattern Zip New Long Skull Hoodie
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